Appraisal services for Fort Wayne and Allen County homeowners

The top seven reasons IN homeowners hire Empower Appraisal Services, LLC:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. To lower their monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a IN divorce, where real estate property needs to be divided
  7. Settle an estate in IN by determining the true market value of property in question

Do you own a home in or near Fort Wayne? Do you need help determining the price of your real estate?
Contact Empower Appraisal Services, LLC.

At Empower Appraisal Services, LLC, we understand the particular needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.

Need to cancel PMI?

A fashionable way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We're qualified in helping people just like you abolish unwanted and unneeded PMI insurance.

Challenging a property tax assessment

If you live in a local area that is declining or is not appreciating as much as other homes close to yours, your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An expert appraisal from Empower Appraisal Services, LLC is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Empower Appraisal Services, LLC can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd like to have a professional double-check it for accuracy or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Empower Appraisal Services, LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Empower Appraisal Services, LLC can We can assist you. Even though this is usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.